Ruthless balance: are you protecting your freelance business?

The idea of protection might sound like something that only applies to ‘proper’ businesses. If your only employee is your dog and your physical assets principally consist of a temperamental PC and a slightly wonky desk and chair that you bought at IKEA in 2008, what do you have to protect?

Well, first of all, if you’re a freelancer with one or more clients, you are a proper business, whether you like it or not.…

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